Terms & Definitions

If you can name it, you can tame it. This page is dedicated to the definitions of the terms you see on this page so you have context behind the behavior that may be helping your or hurting you. We recommend that you bookmark this page and come back to it often as it can help you create better habits faster.

Self: The infinite power you have to affect positive change throughout your life.

Authenticity: The best version of you, which can only be found when you follow principles first and preferences second. 

Time: The limited resource used to affect positive change.

Value: The exchange of time and skill for money.

Money: Value given, in limbo, to be spent at a future date. 

Faith: The action taken towards what you hope for in the future.

Hope: What you want in the future.

Trade: The exchange between something given and something received.  

Cost: What you give up in the trade (time, money, etc.). 

Boundaries: The point where a trade becomes unfavorable for at least one party.  (Everyone has boundaries. Whether they see them or enforce them is another story)

Authentic Reality: When principles take priority over preferences during daily trade negotiations as you pursue authentic happiness. 

Artificial Reality: When preferences take priority over principles during daily trade negotiations as you pursue artificial happiness. 

Permission: The space you can work in without violating pre-determined boundaries. 

Discipline: Self-imposed boundaries negotiated between your current self and your future self. 

Discomfort: The feeling you get when you are in the middle of a good trade or a bad trade. 

Debt: A tool used for investment purposes, not lifestyle enhancements. Debt is the deliberate act of going into temporary servitude with the intention of gaining more resources later.

Patience: The ability to be find comfort in discomfort. (Patience can be a bad thing if you learn to be patience when the trades and consistently unfavorable). 

Anger: The resistance towards discomfort, often expressed with violent action or isolation. 

Charity: The ability to afford unfavorable trades in exchange for the overall betterment of another. (You cannot be charitable if you have nothing to offer). 

"There's no such thing as a perfect investment, product, or strategy. Everything in life requires a trade. Do you know what you are giving up to gain what you want?"

Selfishness: The pursuit of personal gain without fair-trade. 

Freedom: The level and ability at which you can trade (time, skill, money, etc.)

Power: The ability to act.

Control: The ability to choose.  

Slavery: When you believe you have neither power nor control in your ability to negotiate.

Tyranny: When you believe you have power and control in your ability to negotiate. 

Change: The behavioral adjustment that takes place when a new direction appears to be more comfortable than the current direction.

Productive Change: Typically found when behavior is adjusted based on authentic, long-term hope that are supported by universal rules. 

Destructive Change: Typically found when behavior is adjusted based on artificial, short-term hope or feelings not supported by universal rules. 

Excess: When an individual spends more than is needed in pursuit of artificial happiness. 

Meekness: The ability to negotiate and affect positive change without the need for recognition. 

Procrastination: The active avoidance of exercising power or control. 

Resistance: The active avoidance of accepting reality.

Poverty: The active avoidance of pain which inadvertently tends lead to more pain. 

Pain: The temporary state of discomfort. 

Acceptance: The ability to be find comfort with reality.

Validation: The confirmation that a trade has been completed.

Internal Validation: When the confirmation comes from within.

External Validation: When the confirmation comes from external sources. 

Happiness: A temporary and enjoyable state of being. 

Authentic Happiness: Genuine experiences created while following principles that, if repeated, lead to a positive trajectory.

Artificial Happiness: Counterfeit experiences created while violating principles that, if repeated, lead to a negative trajectory. 

"Make sure to live within your economic and emotional limits. It will act as your foundation. You cannot rise higher than your foundation allows."

Status: The artificial reality that assumes everyone desires the same material possessions while ignoring the variability found within each individual and what brings them authentic happiness.

Gratitude: The authentic reality that accounts your journey as you affect positive change in the pursuit of your best self. 

Pride: The addiction to external validation.

Greed: The addiction to selfishness.

Lust: The addiction to artificial happiness. 

Envy: The addiction to status.

Gluttony: The addiction to excess. 

Wrath: The addiction to anger.

Sloth: The addiction to procrastination. 

Budget: The boundaries set for your personal spending. 

Cash Flow: The movement of money within your personal control. 

Distribution: The intentional spending of money during the last phase of wealth. 

Savings: Money set aside in case of an emergency expense. 

Kedrec Reservoir: Money placed in products or investments with principal protection and growth potential that is ready to be used in as income during turbulent times. 

Investment: The trade of money in exchange for participation in potential business growth. 

Products: A financial instrument intended to provide a service in exchange for money.  

Kedrec Models: Systems-based algorithms intended to eliminate emotions and inefficiencies with a growth-focused portfolio.

Acceptance: The first phase of wealth. Typically, those in this phase have an abundance of time, but little resources. The focus in this phase is on budgeting, saving, and increasing skills that can be exchanged for more money per hour. 

Accumulation: The second phase of wealth. Typically, those in this phase have additional discretionary cash flow that can be optimized. The focus in this phase is on growing investments and income stream redundancies while allowing yourself to renegotiate boundaries made between your current self and your future self. 

Affluence: The third phase of wealth. Typically, those in this phase can afford to stop trading their time and skills for money. The focus in this phase is on spending your time how you want

This content on this website is provided for informational purposes only and is not intended to serve as the basis for financial decisions. It should not be construed as investment advice or a recommendation.



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